No lead costs. No chargebacks. No chasing strangers.
Get access to qualified, warm inbound calls across five insurance product lines, at no cost to you, plus the training, systems, and mentorship to turn more conversations into issued business.
Every call is prequalified on
Before you ever pick up the phone.
Most new agents start by burning through their own family and friends list. When that runs out, agencies hand them purchased leads that ten other agents already called, then quietly deduct chargebacks from a commission check that was never that big to begin with. Add a call buffer that punishes anyone who takes more than ninety seconds with a prospect, and it's no surprise most people don't last a year.
Every lead is free. Every chargeback is absorbed by the agency, not you. Every call is yours to work like a real conversation, because nobody is watching a buffer clock over your shoulder.
The Offer
No purchased leads, no shared lists, no aged data, and no chargebacks pulled out of your commission. Calls are prequalified on income, age, and coverage amount before you ever dial in. The source behind this has run consumer acquisition like this for close to twenty years, with 13-month policy persistency reported in the 78 to 80 percent range. Every call is a real conversation, not a race against the clock.
Appointed across Final Expense, Medicare Advantage, IUL, hybrid Long-Term Care, and Annuities, so there's no money left on the table with a single product line.
Sales Mentor with over $20M in production over the last 6 years, plus a training CRM with AI role-play, live scripting, and feedback built in.
Licensing guidance, compliance support, and the software you need to run your business, so you're spending your time on calls, not paperwork.
| What matters | Other agencies | Emerald Assurance |
|---|---|---|
| Lead cost | You buy your own leads or lists | Provided at no cost, every time |
| Chargebacks | Deducted straight from your commission | Absorbed by the agency |
| Call pressure | Buffers force you to rush the conversation | Every call gets the time it needs |
| Product lines | Usually one, sometimes two | Five: FE, Medicare, IUL, LTC, Annuities |
| Training | A script PDF and good luck | One mentor, AI role-play, live feedback |
| Team culture | You against a leaderboard | A network built around support |
Find Your Fit
Never held a license, never sold a policy. That's fine. No license is required to start the conversation. Motivation and coachability matter far more than a resume, and we'll walk you through exactly what it takes to get there.
You've sold cars, run a retail floor, worked a phone in some other industry, and you already know how to talk to people. That skill transfers here faster than most people expect.
Already licensed and tired of buying your own leads, eating chargebacks, and getting a Slack channel instead of real support. Come get appointed across five product lines with mentors who actually pick up the phone.
$144K-$216K
Typical annual OTE, first-year commission
Earning Potential
Most producers in this network earn between $144,000 and $216,000 a year in first-year commission once they're fully ramped and working free warm calls daily across all five product lines. Producers who sustain a higher production pace move onto a permanent, higher-earning contract tier, where typical income runs $180,000 to $270,000 a year. Renewal income builds on top of either figure every year as your book grows.
Figures reflect reported production data from this network. Results vary by effort, experience, and market conditions. This is 1099 commission-based work; OTE is a target, not a guarantee, and past performance does not guarantee future income.
Real Support
Sales Mentor with over $20M in production over the last 6 years will run the day-to-day coaching here. Alongside that, every agent gets access to a full sales-training CRM built with AI role-play, live scripting, and direct feedback, so you're practicing real objections before you ever hear them from a prospect.
A real, unhurried conversation about where you're at and whether this is a fit. No pressure, no script.
We walk you through exactly what's required to get licensed in your state and get you set up on our tools.
Role-play with the AI training CRM, learn the products, and sit with a mentor before your first live call.
Start taking free, prequalified warm calls of your own, with a mentor still a message away.
80+
Active producing agents doing $3-4M a month in combined production
Reported figures, network-wide
$30-40M
Monthly production of the larger organization our network sits inside
Reported figures, network-wide
49
States we're licensed to place business in
As of publication
No. Most agents who join us have never sold insurance before. We care more about motivation and coachability than a resume.
No. You can start the conversation and begin onboarding before you're licensed. We'll walk you through exactly what's needed for your state.
Yes. This is 1099 commission-based work, so income depends on production. Results vary and past performance is not a guarantee of future income.
You never pay for a lead or a call. Every one is provided at no cost and prequalified on income, age, and coverage amount before it reaches you.
We'd rather talk to you than cut you off. Mentorship exists specifically to help you work through a slow stretch before it becomes a pattern.
No. Getting licensed is your own investment and responsibility, typically a state exam fee plus a pre-licensing course. We don't fund or advance that cost, but we'll walk you through exactly what's required so there are no surprises.
Beyond your own licensing costs, there is no fee to join our network, and there is never a cost for leads or calls.
No pressure. Just a real conversation.